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Jersey City, NJ Short-Term Rentals: Extended Home Share (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Room limit
No more than 3 rooms rented
Occupancy per room
Max 2 adults plus their minor children
Owner requirement
Remainder of unit is owner's principal residence
Property type
Single-family residential dwelling only
Still requires
§ 255-3 STR permit and § 255-4 inspection

Summary

Jersey City permits a bed-and-breakfast style extended home share: an owner-occupant can rent out up to three rooms in a single-family home while living in and claiming the rest as their principal residence, with no room housing more than two adults plus their minor children at a time.

No more than three rooms within a single-family residential dwelling unit operating as a bed and breakfast as defined in this chapter, and the remainder of the single-family dwelling unit is owner-occupied and is identified by the owner as his or her principal residence, as that term is defined in this section, except that no room shall be occupied by any more than two adults and their minor children at anytime.

View official code

Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: Code of Ordinances: Supplement 52).

Full Breakdown

Section 255-2(B)(6) lists this as one of the six classifications of property where short-term rentals are lawfully permitted in Jersey City. It allows 'no more than three rooms within a single-family residential dwelling unit operating as a bed and breakfast as defined in this chapter,' provided the remainder of that single-family unit is owner-occupied and identified by the owner as his or her principal residence under the § 255-1 definition, and provided no individual room is occupied by more than two adults and their minor children at any time.

Because this classification is owner-occupied by definition, it falls outside the separate 60-night annual cap and four-unit building ban that § 255-2(E) and (F) impose specifically on non-owner-occupied ('not present') rentals: the owner living on site throughout the rental is what qualifies the arrangement for this extended, higher-volume home-share format in the first place. Like every other STR classification, a bed-and-breakfast operator must still obtain the § 255-3 permit from the Division of Housing Preservation, pass the fire safety and Property Maintenance Code inspection required under § 255-4, and comply with the operational duties in § 255-6, including posting emergency contact information in the unit and limiting each dwelling to three concurrent short-term rental contracts.

Violations & Fines

Renting more than three rooms, allowing more than two adults plus minor children in a single room, or operating the bed-and-breakfast without the owner actually residing in and claiming the remainder of the unit as a principal residence violates § 255-2(B)(6) and is subject to § 255-7 fines of $100 to $2,000 per violation per day, with a 30-day cure period before the fine is imposed.

Frequently Asked Questions

Can I rent rooms in my Jersey City home like a bed and breakfast?
Yes, under § 255-2(B)(6), if you occupy the remainder of the single-family home as your principal residence and rent no more than three rooms. Each room is capped at two adults plus their minor children at any one time, and you still need the standard § 255-3 short-term rental permit.
Does the Jersey City 60-night cap apply to a bed-and-breakfast home share?
No. The 60-night annual cap in § 255-2(E) applies specifically to rentals where the owner/operator is not present. A bed-and-breakfast under § 255-2(B)(6) requires the owner to live in and claim the rest of the home as a principal residence, so it is not subject to that unhosted cap.
How many people can stay in one room under Jersey City's bed-and-breakfast rule?
No more than two adults and their minor children per room, per § 255-2(B)(6). That limit applies per room, not per property, and is on top of the three-room maximum for the whole single-family dwelling.

Sources & Official References

Other rules in Jersey City

All Jersey City rules

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