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Gaithersburg, MD Short-Term Rentals: Short-Term Rental Permits (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Short-term rental permit rules in Gaithersburg, MD, also called Airbnb permits, vacation rental licenses, or STR registration, list the application steps, fees, and operating requirements for hosting.

Key Facts

License required
For all occupied short-term rental units
Max stay definition
Under 30 consecutive days, §18AA-2
Liability insurance
$1,000,000 minimum, city as additional insured
Guest registry
Names, check-in/out dates, rent paid
HOA sign-off
Required if fees not >30 days past due
Added by
Ord. No. O-09-19 (10-21-19)

Summary

Anyone offering a Gaithersburg dwelling for stays under 30 days needs a short-term rental license from the city manager. The license comes with nine specific conditions covering safety equipment, insurance, guest logs, posted signage and HOA sign-off.

All owners of any occupied short-term rental units shall have a valid, unrevoked license issued by the city manager pursuant to this chapter and are subject to the requirements of sections 18AA-4 through 18AA-12 and to any applicable requirements set forth in the short-term rental regulations adopted pursuant to section 2-10 of this Code. As part of the license, a short-term rental host must:(1)Provide documentation and a signed declaration of compliance attesting to compliance with subsections (2) through (9).(2)Comply with all applicable city, state, and federal laws....(5)Maintain a minimum short-term rental liability insurance policy of at least one million dollars ($1,000,000.00), which names the city as an additional insured....(9)Submit written approval of short-term rental from home owners association or condominium association, if applicable, indicating that the common ownership community fees are no more than thirty (30) days past due.

View official code

Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: Code of Ordinances: Supplement 52 Update 1).

Full Breakdown

Sec. 1, added by Ord. No. O-09-19 in 2019, requires all owners of any occupied short-term rental unit to hold a valid, unrevoked license from the city manager and makes them subject to the same application, issuance, renewal, violation, appeal and inspection-consent provisions (Secs. 18AA-4 through 18AA-12) that apply to ordinary rental licenses, plus any short-term rental regulations adopted under Sec. 2-10. A short-term rental is defined in Sec. 18AA-2 as lodging offered in a residential dwelling or accessory building for less than 30 consecutive days, and it must stay accessory to the unit's residential use.

As part of the license, a host must sign a declaration of compliance and: comply with all city, state and federal law; install approved smoke alarms and carbon monoxide alarms in every bedroom and on every level per Chapter 11; post emergency contacts, host contact information, the street address, a fire-exit floor plan and neighborhood services division contact information inside the unit; carry at least $1,000,000 in short-term rental liability insurance naming the city as an additional insured; keep a guest registry with names, check-in/out dates and rent paid; post the license number on every listing; remit all local taxes and fees; and, where applicable, get written HOA or condo association approval showing community fees are current within 30 days.

Violations & Fines

Operating a short-term rental without the Sec. 18AA-3.1 license, or violating any of its nine conditions, is a municipal infraction under Sec. 18AA-9, with a maximum penalty for initial and repeat violations set by city council resolution; the license itself can also be revoked under Sec. 18AA-8 for uncorrected violations, and the city may seek an injunction.

Frequently Asked Questions

Do I need a special license to run an Airbnb in Gaithersburg?
Yes. Sec. 18AA-3.1 requires all owners of occupied short-term rental units, defined as stays under 30 consecutive days, to hold a valid short-term rental license from the city manager, separate from and in addition to the standard rental licensing process it incorporates.
How much liability insurance does a Gaithersburg short-term rental need?
Sec. 18AA-3.1(5) requires the host to maintain a minimum short-term rental liability insurance policy of at least $1,000,000 that names the City of Gaithersburg as an additional insured on the policy.
Does my HOA get a say in my short-term rental license?
Yes. Sec. 18AA-3.1(9) requires written approval from the homeowners or condominium association, if one applies, confirming the unit's community fees are no more than 30 days past due before the license can be granted.
What must I post inside a Gaithersburg short-term rental unit?
Sec. 18AA-3.1(4) requires posting emergency contact information, the host or agent's contact information, the street address, a floor plan showing fire exits and escape routes, and neighborhood services division contact information in a conspicuous place inside the unit.

Sources & Official References

Other rules in Gaithersburg

All Gaithersburg rules

How Gaithersburg compares: Most Airbnb-Friendly Cities in America·Compare Gaithersburg to another location·View the Maryland short-term rentals overview

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