Gaithersburg, MD Short-Term Rentals: Short-Term Rental Permits (2026)
Short-term rental permit rules in Gaithersburg, MD, also called Airbnb permits, vacation rental licenses, or STR registration, list the application steps, fees, and operating requirements for hosting.
Key Facts
- License required
- For all occupied short-term rental units
- Max stay definition
- Under 30 consecutive days, §18AA-2
- Liability insurance
- $1,000,000 minimum, city as additional insured
- Guest registry
- Names, check-in/out dates, rent paid
- HOA sign-off
- Required if fees not >30 days past due
- Added by
- Ord. No. O-09-19 (10-21-19)
Summary
Anyone offering a Gaithersburg dwelling for stays under 30 days needs a short-term rental license from the city manager. The license comes with nine specific conditions covering safety equipment, insurance, guest logs, posted signage and HOA sign-off.
All owners of any occupied short-term rental units shall have a valid, unrevoked license issued by the city manager pursuant to this chapter and are subject to the requirements of sections 18AA-4 through 18AA-12 and to any applicable requirements set forth in the short-term rental regulations adopted pursuant to section 2-10 of this Code. As part of the license, a short-term rental host must:(1)Provide documentation and a signed declaration of compliance attesting to compliance with subsections (2) through (9).(2)Comply with all applicable city, state, and federal laws....(5)Maintain a minimum short-term rental liability insurance policy of at least one million dollars ($1,000,000.00), which names the city as an additional insured....(9)Submit written approval of short-term rental from home owners association or condominium association, if applicable, indicating that the common ownership community fees are no more than thirty (30) days past due.
Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: Code of Ordinances: Supplement 52 Update 1).
Full Breakdown
Sec. 1, added by Ord. No. O-09-19 in 2019, requires all owners of any occupied short-term rental unit to hold a valid, unrevoked license from the city manager and makes them subject to the same application, issuance, renewal, violation, appeal and inspection-consent provisions (Secs. 18AA-4 through 18AA-12) that apply to ordinary rental licenses, plus any short-term rental regulations adopted under Sec. 2-10. A short-term rental is defined in Sec. 18AA-2 as lodging offered in a residential dwelling or accessory building for less than 30 consecutive days, and it must stay accessory to the unit's residential use.
As part of the license, a host must sign a declaration of compliance and: comply with all city, state and federal law; install approved smoke alarms and carbon monoxide alarms in every bedroom and on every level per Chapter 11; post emergency contacts, host contact information, the street address, a fire-exit floor plan and neighborhood services division contact information inside the unit; carry at least $1,000,000 in short-term rental liability insurance naming the city as an additional insured; keep a guest registry with names, check-in/out dates and rent paid; post the license number on every listing; remit all local taxes and fees; and, where applicable, get written HOA or condo association approval showing community fees are current within 30 days.
Violations & Fines
Operating a short-term rental without the Sec. 18AA-3.1 license, or violating any of its nine conditions, is a municipal infraction under Sec. 18AA-9, with a maximum penalty for initial and repeat violations set by city council resolution; the license itself can also be revoked under Sec. 18AA-8 for uncorrected violations, and the city may seek an injunction.
Frequently Asked Questions
Do I need a special license to run an Airbnb in Gaithersburg?
How much liability insurance does a Gaithersburg short-term rental need?
Does my HOA get a say in my short-term rental license?
What must I post inside a Gaithersburg short-term rental unit?
Sources & Official References
Other rules in Gaithersburg
How Gaithersburg compares: Most Airbnb-Friendly Cities in America·Compare Gaithersburg to another location·View the Maryland short-term rentals overview
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Short-Term Rental Permits in Nearby Cities
How other cities in Montgomery County handle short-term rental permits.