Grand Junction, CO Accessory Structures: ADU Owner Occupancy (2026)

Grand Junction Municipal Code § 43.01.010 defines an owner-occupied property as real estate where the person holding title also uses the home or an ADU on the property as a primary residence and lives on site. Under § 43.01.060(b)(3)-(4), an ADU developer of an owner-occupied property can receive, on top of the standard City-paid fees, an additional incentive that totals $15,000 when combined with the fees already paid. To receive that additional incentive, the owner-occupant must, at time of application, provide proof of owner-occupancy in the form of a deed plus an affidavit stating intent to use the property as a primary residence for the program term (§ 43.01.060(b)(4)(i)); execute and record a seven-year no-short-term-rental covenant referencing Attachment A (§ 43.01.060(b)(4)(ii)); and submit written evidence that household income does not exceed 140 percent of area median income under Colorado Housing and Finance Authority (CHFA) standards, using two of: recent paycheck stubs for all adult household members, the most recent income tax return, an employer verification certification, or a Social Security Administration or other government income-verification certification (§ 43.01.060(b)(4)(iii)).

The owner must also file an annual certification and reporting under § 43.01.070, including lease terms and an occupancy certification form within 10 calendar days of any new ADU occupancy.