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Grand Forks, ND Business Licensing & Operations: Pawnbrokers (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Bond required
$500 penal sum
License expires
December 31 each year
Background investigator
chief of police
Mgmt change reporting deadline
10 days, or auto-revoked
Minors and weapons
no sale without parental consent

Summary

In the City of Grand Forks, running a pawnbroker business requires a city license backed by a $500 bond or equivalent surety. Applicants must show good moral character and pass a police chief background investigation, and the license expires every December 31 unless revoked sooner.

It shall be unlawful for any person or persons to carry on or conduct the business or calling of pawnbroker within the city without first having obtained a license to do so. ... Before a license shall be issued to any person or persons to carry on or conduct the business of pawnbroker any persons so applying for said license shall execute a bond, irrevocable letter of credit or other surety acceptable to the city in the penal sum of five hundred dollars ($500.00) with sufficient sureties to be approved by the city council, conditioned that the said applicant will, in every particular, conform to the requirements of this article, and with the requirements of any law or ordinance which may hereafter be passed concerning pawnbrokers. ... Each license issued under this article shall expire on the thirty-first day of December succeeding the date of its issuance, unless sooner revoked as herein provided. ... Any person violating any of the provisions of this article shall, upon conviction, be subject to the penalty as hereinafter provided, and, in addition, such license may be revoked.

Full Breakdown

Grand Forks City Code § 21-0802 makes it unlawful to carry on the business of pawnbroker in the city without first obtaining a license, with the fee set by city council resolution under § 21-0803. Before that license issues, § 21-0804 requires the applicant to post a bond, irrevocable letter of credit, or other city-approved surety in the penal sum of $500, conditioned on the applicant's compliance with the pawnbroker article and any future ordinance on the subject. Section 21-0804.1 sets qualification standards: the applicant, or the manager if different, must be a U.S. legal resident of good moral character with no convictions for fraud, misrepresentation, theft or dishonesty, or for violating pawnbroker laws; corporate and LLC applicants must be properly registered and authorized to do business in North Dakota, and any change in a licensed company's managers, officers, directors or stockholders must be reported to the city council in writing within 10 days or the license is automatically and immediately revoked.

The chief of police, or another officer the city council designates, investigates the character, reputation and fitness of every applicant for a new license or a renewal under § 21-0804.2, and can require additional financial or business information as part of that review. Each license expires December 31 following issuance unless revoked sooner (§ 21-0805), and § 21-0810 bars any licensee from selling a dangerous weapon to anyone under 18 without written parental or guardian consent.

Violations & Fines

Any violation of the pawnbroker article can, on conviction, draw the penalty set elsewhere in the City Code, and the pawnbroker's license may additionally be revoked under § 21-0811. A materially false statement or omission on a license application works an automatic refusal of the license, or voids one already issued, under § 21-0804.1(3), and failing to report a change in a licensed corporation's officers or stockholders within 10 days triggers automatic revocation under § 21-0804.1(1)(C).

Frequently Asked Questions

What bond does a Grand Forks pawnbroker need to post?
Section 21-0804 requires a bond, irrevocable letter of credit, or other city-approved surety in the penal sum of $500 before the license issues, conditioned on the applicant's compliance with the pawnbroker article and future ordinances on the subject.
Who checks a pawnbroker applicant's background in Grand Forks?
The chief of police, or another officer the city council designates, investigates the character, reputation and fitness of every applicant under § 21-0804.2, for both new licenses and renewals, and can request added financial information.
When does a Grand Forks pawnbroker license expire?
Every license expires on December 31 following the date it was issued, unless it is revoked sooner, under § 21-0805.

Sources & Official References

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