Huntington, NY Business Licensing & Operations: Pawnbrokers (2026)

Chapter 96 of the Town Code, adopted August 11, 2021 by Local Law No. 40-2021, implements Article 5 of the General Business Law through the Office of the Town Clerk. Section 96-4 bars anyone from carrying on the business of a collateral loan broker in the Town of Huntington without first obtaining a license, and sets the annual fee at the maximum authorized under GBL §§ 40 and 41, currently $250 per year. Each broker must furnish a $10,000 bond under GBL § 41, and post a required consumer notice sign in the shop with letters at least one inch high describing redemption and cancellation rights, including that a sale of jewelry, watches, precious stones, precious metals or coins can be converted to a loan within 14 days.

citizen or lawful permanent resident, and disclose any prior criminal convictions; licenses are personal and cannot be sold or transferred. Section 96-5 requires every licensed broker to complete 12 hours of continuing education every two-year cycle running June 30 to June 29, and any store employing more than three workers must designate a manager who completes 8 hours of continuing-education instruction on the same cycle, with records kept four years. The Town Clerk can suspend or revoke a license for noncompliance, criminal conviction affecting fitness to operate, or fraud or misrepresentation in the application, following notice and a hearing before an appointed Administrative Hearing Officer, with the Town Board issuing the final decision.