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Blaine, MN Environmental Rules: Flood Elevation Requirements (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Governing sections
Secs. 125-20(d), 125-23(b)(1)
Freeboard
2 ft above regional flood
AO zone freeboard
3 ft above adjacent grade
Fill extension
15 ft beyond structure
Certification required by
Registered engineer/architect/surveyor

Summary

In the City of Blaine, the regulatory flood protection elevation under Sec. 125-20(d) requires two feet of freeboard above the regional flood elevation, and Sec. 125-23(b)(1) requires Flood Fringe District structures to have their lowest floor elevated on fill to or above that protected elevation.

(d)Regulatory flood protection elevation. The regulatory flood protection elevation (RFPE) is an elevation no lower than two feet above the elevation of the regional flood, plus any increases in flood elevation caused by encroachments on the floodplain that result from designation of a floodway. In an AO zone, the regulatory flood protection elevation shall be an elevation no lower than three feet above the highest adjacent grade of an existing structure and no lower than three feet above the highest adjacent grade for a proposed addition to an existing structure. ... ... Sec. 125-23. - Flood Fringe District (FF). (a)Permitted uses. ... (b)Standards for flood fringe permitted uses.(1)All structures, including accessory structures, must be elevated on fill so that the lowest floor, as defined, is at or above the regulatory flood protection elevation. The finished fill elevation for structures must be no lower than one foot below the regulatory flood protection elevation and the fill must extend at the same elevation at least 15 feet beyond the outside limits of the structure.

Full Breakdown

Blaine's freeboard standard is defined in Sec. 125-20(d): the regulatory flood protection elevation (RFPE) is set no lower than two feet above the elevation of the regional flood, plus any increase in flood elevation caused by floodway encroachments. In an AO zone, the RFPE instead runs at least three feet above the highest adjacent grade of an existing structure, or three feet above the highest adjacent grade for a proposed addition. This elevation standard is enforced concretely in the Flood Fringe District under Sec. 125-23(b)(1), which requires that all structures, including accessory structures, be elevated on fill so the lowest floor, defined in Sec.

125-20(h) as the lowest floor of the lowest enclosed area including a basement, sits at or above the RFPE. The finished fill elevation cannot be more than one foot below the RFPE, and the fill must extend at that elevation for at least 15 feet beyond the structure's outside limits, preventing a narrow, unstable elevated pad. Alternative elevation methods, such as stilts, pilings, or above-grade tuck-under garages, are allowed under Sec. 125-23(d)(6) if certified by a registered professional engineer or architect. All as-built fill and building elevations must be certified to the zoning administrator by a registered professional engineer, architect, or land surveyor under Sec.

125-28(b)(4), and the building official keeps a permanent record of the lowest-floor elevation of every new or altered structure in the floodplain under Sec. 125-28(b)(5).

Violations & Fines

Failing to elevate a structure to the required regulatory flood protection elevation, or failing to submit the certified elevation survey required under Sec. 125-28(b)(4), is a misdemeanor under Sec. 125-30 and blocks issuance of a certificate of occupancy under Sec. 125-28(b)(3). The zoning administrator may order construction halted or require an after-the-fact permit with corrective elevation work, and uncorrected violations are reported to the Minnesota DNR and FEMA to protect the city's National Flood Insurance Program standing.

Frequently Asked Questions

How much freeboard does Blaine require above the base flood elevation?
Sec. 125-20(d) sets the regulatory flood protection elevation at no lower than two feet above the elevation of the regional flood, plus increases caused by floodway encroachments; in an AO zone, it is three feet above the highest adjacent grade instead.
Where must the lowest floor sit in Blaine's Flood Fringe District?
Sec. 125-23(b)(1) requires all structures, including accessory structures, to be elevated on fill so the lowest floor is at or above the regulatory flood protection elevation, with fill extending at least 15 feet beyond the structure's outside limits.
Who has to certify the finished elevation of a new building?
Sec. 125-28(b)(4) requires the applicant to submit certification by a registered professional engineer, registered architect, or registered land surveyor confirming the finished fill and building elevations comply with the floodplain article.

Sources & Official References

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