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Hutto, TX Environmental Rules: Flood Elevation Requirements (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

BFE source
FEMA flood insurance rate map and study
Base flood defined as
1% annual chance flood
Elevation standard
lowest floor at or above flood protection elevation
Certification required from
engineer, architect or surveyor
Nonresidential alternative
floodproofing to the same elevation
Accessory structure cap
600 square feet

Summary

In Hutto's mapped special flood hazard areas, the base flood elevation (BFE) shown on the FEMA flood insurance rate map sets the minimum finished-floor height. Article 6.06 requires new and substantially improved residential structures to have their lowest floor, including any basement, elevated to or above the flood protection elevation, certified by a licensed engineer, architect or surveyor.

Base flood elevation (BFE).The elevation shown on the flood insurance rate map (FIRM) and found in the accompanying flood insurance study (FIS) for zones A, AE, AH, A1-A30, AR, V1-V30, or VE that indicates the water surface elevation resulting from the flood that has a 1% chance of equaling or exceeding that level in any given year - also called the base flood. ... Residential.All new construction and substantial improvement of any residential structures within Zones A1-30, AE, A and AH on the community's FIRM shall have the lowest floor (including basement) elevated to or above the flood protection elevation. A registered professional engineer, architect or land surveyor shall submit a certification to the Floodplain Administrator that the standard of this subsection is satisfied.

Full Breakdown

Hutto Code of Ordinances § 6.06.005 defines base flood elevation (BFE) as the water-surface elevation shown on the FEMA Flood Insurance Rate Map and Flood Insurance Study for zones A, AE, AH, A1-A30, AR, V1-V30 or VE, tied to the flood that has a 1% annual chance of being equaled or exceeded, also called the base flood. The code layers a safety margin, freeboard, on top of that number, and the resulting 'flood protection elevation' is the height of the 1% annual chance flood plus freeboard in non-tidal areas.

Under § 6.06.019(1), all new construction and substantial improvement of residential structures within Zones A1-30, AE, A and AH on the FIRM must have the lowest floor, including any basement, elevated to or above this flood protection elevation, with a registered professional engineer, architect or land surveyor certifying compliance to the Floodplain Administrator, the City Engineer. Nonresidential structures may instead be floodproofed to that same elevation under § 6.06.019(2), with an engineer or architect certifying the design and specifications. Detached accessory structures used only for parking or storage are capped at 600 square feet and must have flood openings if built at grade.

Manufactured homes placed in Zone A must be elevated and anchored to resist flotation and lateral movement, and recreational vehicles left on-site more than 180 days must meet the same elevation and anchoring standard as manufactured homes.

Violations & Fines

Failing to elevate a new or substantially improved structure to the flood protection elevation, or building without the certification required by § 6.06.019, is a misdemeanor under § 6.06.024, punishable by a fine of not less than $500.00 plus case costs, with each day of continued noncompliance a separate offense. A structure lacking the required elevation certificate is presumed to be in violation until the documentation is provided to the Floodplain Administrator.

Frequently Asked Questions

What is base flood elevation in Hutto?
Base flood elevation, or BFE, is the water-surface height shown on the FEMA flood insurance rate map and flood insurance study for the flood that has a 1% chance of being equaled or exceeded in any year. Hutto Code of Ordinances § 6.06.005 defines it and ties it to zones A, AE, AH, A1-A30, AR, V1-V30 and VE on the city's flood maps.
How high must a new home be built in a Hutto flood zone?
Under § 6.06.019(1), a new or substantially improved residential structure in Zones A1-30, AE, A or AH must have its lowest floor, including any basement, elevated to or above the flood protection elevation, which is the base flood elevation plus a freeboard safety margin. A licensed engineer, architect or surveyor must certify the elevation to the Floodplain Administrator.
Can a business floodproof instead of elevating?
Yes. Section 6.06.019(2) lets a nonresidential structure be built watertight below the flood protection elevation instead of elevated, provided the walls and structural components resist hydrostatic and hydrodynamic loads. A registered engineer or architect must design the floodproofing and certify it to the Floodplain Administrator, who keeps a record of the certified elevation.

Sources & Official References

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