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Sammamish, WA Environmental Rules: Flood Zones (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified August 2026

FEMA flood zone rules in Sammamish, WA, also called floodplain regulations or special flood hazard area (SFHA) rules, determine flood insurance requirements and elevation standards for new construction.

Key Facts

Permit required
development permit, SMC 15.10.110
Coverage
all mapped special flood hazard areas citywide
Map basis
FIS/FIRM for King County, dated 8/19/2020
Administrator
City manager (floodplain administrator)
Max penalty
$1,000 fine and/or 90 days jail per violation

Summary

Sammamish requires a development permit before any construction, fill, grading or other development begins in a mapped area of special flood hazard, under Municipal Code 15.10.110. The chapter applies to all such areas within City jurisdiction and is enforced with misdemeanor penalties of up to $1,000 and 90 days in jail per violation.

15.10.110 Establishment of development permit. (1) Development Permit Required. A development permit shall be obtained before construction or development begins within any area of special flood hazard established in SMC 15.10.060. The permit shall be for all structures including manufactured homes, as set forth in SMC 15.10.040, Definitions, and for all development including fill and other activities, also as set forth in SMC 15.10.040, Definitions.

View official code

Official source re-checked September 8, 2026: no newer edition of the code had been published (publisher’s edition: current through Ordinance O2026-598, and legislation passed through August 18, 2026).

Full Breakdown

050). 060 adopts by reference and keeps on file at City Hall. 110 requires the applicant to obtain a development permit, with an application that must show, among other things, the elevation of the lowest floor and any floodproofing relative to mean sea level. 080 provides that where this chapter conflicts with another ordinance, easement, or restriction, whichever standard is more stringent controls. 130, including using the best available flood data when the FIRM has not yet been updated. 020(7), must also be notified at the time of a real estate transaction that their property sits in the mapped zone.

Violations & Fines

SMC 15.10.070 makes it a misdemeanor to construct, locate, extend, convert or alter any structure or land in violation of the chapter's requirements, punishable on conviction by a fine of up to $1,000, imprisonment of up to 90 days, or both, for each violation, plus all costs and expenses of the case; the City may also pursue any other lawful remedy to stop or correct the violation.

Frequently Asked Questions

Do I need a permit to build in a Sammamish flood hazard area?
Yes. SMC 15.10.110 requires a development permit before construction, fill, grading, or manufactured home placement begins in any area of special flood hazard established under SMC 15.10.060, and the application must show floor elevations relative to mean sea level.
How does Sammamish decide which areas count as flood hazard zones?
It adopts by reference the Federal Insurance Administrator's Flood Insurance Study for King County and its Flood Insurance Rate Maps, both dated August 19, 2020 and any later revisions, per SMC 15.10.060. Those maps and the study are kept on file at Sammamish City Hall.
What happens if I build in a flood zone without a permit?
It's a misdemeanor under SMC 15.10.070, punishable by up to a $1,000 fine, up to 90 days in jail, or both, for each violation, plus all case costs. The City can also take other lawful action to stop or remedy the violation on top of that penalty.

Sources & Official References

Other rules in Sammamish

All Sammamish rules

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Flood Zones in Nearby Cities

How other cities in King County handle flood zones.

Kirkland, WA
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Bellevue, WA
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Seattle, WA
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Renton, WA
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Kent, WA
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Federal Way, WA
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Auburn, WA
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