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Broomfield, CO Business Licensing & Operations: Pawnbrokers (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Governing state law
Title 12, Article 56, C.R.S.
Local add-on
Right index fingerprint per transaction
Records go to
Broomfield Police Department
Pawnbroking vs. secondhand
Secondhand dealers barred from pawning (§ 5-38-080)

Summary

Broomfield does not run its own pawnbroker license; instead it requires every pawnbroker to follow Colorado's statewide Pawnbroker Act and to fingerprint each customer under the city's Touch Print I.D. Program, with copies going to Broomfield police.

5-38-090 - Pawnbrokers to obey regulations. All pawnbrokers shall comply with Title 12, Article 56, C.R.S., and in addition, shall utilize the Touch Print I.D. Program by requiring each customer with whom a contract for purchase or purchase transaction is made to place a right index fingerprint on the customer's declaration of ownership form. The copy of such declaration form bearing the original fingerprint is to be provided to the Broomfield Police Department along with other records as required per Title 12, Article 56, C.R.S.

Full Breakdown

Broomfield Municipal Code § 5-38-090 folds pawnbroker regulation into the state framework: pawnbrokers must comply with Title 12, Article 56, C.R.S., Colorado's Pawnbrokers Act, rather than a separate Broomfield licensing scheme. On top of that state compliance duty, the section layers a local fingerprint requirement, mandating that pawnbrokers use the Touch Print I.D. Program by requiring each customer entering a contract for purchase or purchase transaction to place a right index fingerprint on the customer's declaration-of-ownership form. The completed form, with the original fingerprint, must go to the Broomfield Police Department along with the other records Title 12, Article 56 already requires pawnbrokers to keep.

Section 5-38-080 draws the line between the two trades covered by Chapter 5-38: a secondhand dealer may not receive property by way of pledge or pawn, may not loan or advance money against an item as security, and may not hold a pawnshop license, keeping pawnbroking and secondhand dealing legally distinct even though both sit in the same chapter. Because Broomfield leans on the state act for licensing substance, a pawnbroker operating in the city is really answering to two regimes at once: the Colorado Division of Financial Services under Title 12, Article 56, and Broomfield's added fingerprint and police-records duty under § 5-38-090.

Violations & Fines

Any person who violates Chapter 5-38, including a pawnbroker's failure to obtain the customer fingerprint or forward records to police under § 5-38-090, is punished as provided in Chapter 1-12, B.M.C., with fines up to $2,650.00, up to 364 days in jail, or both (§ 5-38-100).

Frequently Asked Questions

Does Broomfield issue its own pawnbroker license?
Section 5-38-090 does not create a separate city license; it requires pawnbrokers to comply with Colorado's Pawnbrokers Act, Title 12, Article 56, C.R.S., while adding a local fingerprint and police-reporting duty.
What extra step does Broomfield add on top of state pawnbroker law?
Every pawnbroker must use the Touch Print I.D. Program, requiring each customer to place a right index fingerprint on the declaration-of-ownership form, with a copy sent to the Broomfield Police Department.
Can a secondhand dealer in Broomfield also run a pawnshop?
No. Section 5-38-080 bars secondhand dealers from receiving property by pledge or pawn, advancing money against secured items, or holding a pawnshop or pawnbroker license.

Sources & Official References

Other rules in Broomfield

All Broomfield rules

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