Skip to main content
CityRuleLookup

Casper, WY Business Licensing & Operations: Pawnbrokers (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

License required
Yes, via city clerk (§5.36.020)
Bond amount
$1,000 (§5.36.050)
Max pawn loan term
30 days
Grace period
15 days, interest-free
Revocation trigger
3 violations in 12 months
Appeal venue
7th Judicial District Court

Summary

In the City of Casper, no one may run a pawnbroker or secondhand dealer business under Section 5.36.020 without a city license, and pawnbrokers must also hold a Wyoming Uniform Consumer Credit Code supervised-loan license. Section 5.36.090 caps a pawn loan term at thirty days plus a fifteen-day interest-free grace period, and three violations within twelve months trigger license revocation under Section 5.36.060.

5.36.020 - License—Requirements. A.It is unlawful for any person at any time to engage in the business of pawnbroker/secondhand dealer within the city without first having obtained a license to engage in such business, in accordance with the terms of this chapter. ... 5.36.060 - License—Revocation conditions—Appeals. Any person, firm or corporation who shall violate or fail to comply with any of the provisions of this chapter three or more times in any twelve-month period shall, after a hearing conducted before the city council or its designated hearing examiner at which such violations or failures are established by a preponderance of the evidence, have his/her license revoked, and shall forfeit his/her bond. ... 5.36.090 - Finance charges, advertising and loan terms. ... C.Except as provided below, the term of any pawn transaction made under this chapter shall not exceed thirty days; provided, however, that a pawnbroker shall allow a grace period of fifteen days following the expiration of the term of any loan during which period interest shall not be charged and during which period the property pawned may be redeemed by the debtor.

Full Breakdown

An applicant files with the city clerk under Section 5.04.010 and pays a council-set fee, and a change of ownership requires a fresh application under Section 5.36.030. Before any license issues, Section 5.36.050 requires a one-thousand-dollar bond covering damages from fraud or misconduct in managing the business. Section 5.36.070 then requires every licensee to keep an internet-connected computer running city-approved pawn tracking software, log each transaction, including the seller's identification and a signed declaration of ownership, within twenty-four hours, and preserve those records for four years or two years after the final entry, whichever is later, all open to inspection by the Casper police department.

Section 5.36.080 requires pledged, purchased or traded goods to be held fifteen days out of public view before any sale, and lets any peace officer place a ninety-day hold on property connected to a criminal investigation. Section 5.36.100 bars taking pledges from anyone under eighteen without a guardian present, bars accepting items with obliterated serial numbers, and requires photo identification from every customer. Section 5.36.060 lets the city council or a hearing examiner revoke the license and forfeit the bond once a licensee violates the chapter three or more times in a twelve-month period, following a hearing decided by a preponderance of the evidence, with appeal rights to the Seventh Judicial District Court.

Violations & Fines

A pawnbroker who lacks the required city license, the Wyoming Uniform Consumer Credit Code supervised-loan license, or the one-thousand-dollar bond is operating unlawfully under Section 5.36.020. Three violations of Chapter 5.36 within any twelve-month period trigger a city council revocation hearing and forfeiture of the bond under Section 5.36.060, appealable to the Seventh Judicial District Court; general violations are misdemeanors under Chapter 1.28.

Frequently Asked Questions

Does Casper require a special license to open a pawnshop?
Yes. Section 5.36.020 makes it unlawful for any person at any time to engage in the business of pawnbroker or secondhand dealer within the city without first obtaining a city license, and a pawnbroker must separately hold a Wyoming Uniform Consumer Credit Code supervised-loan license.
How long can a customer wait before losing pawned property?
Section 5.36.090 caps a pawn transaction term at thirty days, then requires the pawnbroker to allow a grace period of fifteen days with no interest charged during which the item can still be redeemed before the loan is renewed or the item is lost.
What happens if a pawnshop keeps breaking the rules?
Section 5.36.060 requires the city council or its hearing examiner to revoke the license and forfeit the bond once a pawnbroker violates Chapter 5.36 provisions three or more times in any twelve-month period, with appeal rights to the Seventh Judicial District Court.
Is there a bond requirement to get licensed?
Yes. Section 5.36.050 requires a one-thousand-dollar bond filed with the city clerk before any pawnbroker or secondhand dealer license issues, covering damages from fraud or misconduct in operating the business.

Sources & Official References

Other rules in Casper

All Casper rules

Compare Casper to another location·View the Wyoming business licensing & operations overview

Get notified when Pawnbrokers in Casper, WY changes

We'll email you the moment we detect a change in the code. No spam, unsubscribe anytime.

We'll never sell or share your email. One-click unsubscribe in every email.

See something wrong?

Help us keep this page accurate. If you notice an error or outdated information, let us know.