Casper, WY Business Licensing & Operations: Pawnbrokers (2026)
Key Facts
- License required
- Yes, via city clerk (§5.36.020)
- Bond amount
- $1,000 (§5.36.050)
- Max pawn loan term
- 30 days
- Grace period
- 15 days, interest-free
- Revocation trigger
- 3 violations in 12 months
- Appeal venue
- 7th Judicial District Court
Summary
In the City of Casper, no one may run a pawnbroker or secondhand dealer business under Section 5.36.020 without a city license, and pawnbrokers must also hold a Wyoming Uniform Consumer Credit Code supervised-loan license. Section 5.36.090 caps a pawn loan term at thirty days plus a fifteen-day interest-free grace period, and three violations within twelve months trigger license revocation under Section 5.36.060.
5.36.020 - License—Requirements. A.It is unlawful for any person at any time to engage in the business of pawnbroker/secondhand dealer within the city without first having obtained a license to engage in such business, in accordance with the terms of this chapter. ... 5.36.060 - License—Revocation conditions—Appeals. Any person, firm or corporation who shall violate or fail to comply with any of the provisions of this chapter three or more times in any twelve-month period shall, after a hearing conducted before the city council or its designated hearing examiner at which such violations or failures are established by a preponderance of the evidence, have his/her license revoked, and shall forfeit his/her bond. ... 5.36.090 - Finance charges, advertising and loan terms. ... C.Except as provided below, the term of any pawn transaction made under this chapter shall not exceed thirty days; provided, however, that a pawnbroker shall allow a grace period of fifteen days following the expiration of the term of any loan during which period interest shall not be charged and during which period the property pawned may be redeemed by the debtor.
Full Breakdown
An applicant files with the city clerk under Section 5.04.010 and pays a council-set fee, and a change of ownership requires a fresh application under Section 5.36.030. Before any license issues, Section 5.36.050 requires a one-thousand-dollar bond covering damages from fraud or misconduct in managing the business. Section 5.36.070 then requires every licensee to keep an internet-connected computer running city-approved pawn tracking software, log each transaction, including the seller's identification and a signed declaration of ownership, within twenty-four hours, and preserve those records for four years or two years after the final entry, whichever is later, all open to inspection by the Casper police department.
Section 5.36.080 requires pledged, purchased or traded goods to be held fifteen days out of public view before any sale, and lets any peace officer place a ninety-day hold on property connected to a criminal investigation. Section 5.36.100 bars taking pledges from anyone under eighteen without a guardian present, bars accepting items with obliterated serial numbers, and requires photo identification from every customer. Section 5.36.060 lets the city council or a hearing examiner revoke the license and forfeit the bond once a licensee violates the chapter three or more times in a twelve-month period, following a hearing decided by a preponderance of the evidence, with appeal rights to the Seventh Judicial District Court.
Violations & Fines
A pawnbroker who lacks the required city license, the Wyoming Uniform Consumer Credit Code supervised-loan license, or the one-thousand-dollar bond is operating unlawfully under Section 5.36.020. Three violations of Chapter 5.36 within any twelve-month period trigger a city council revocation hearing and forfeiture of the bond under Section 5.36.060, appealable to the Seventh Judicial District Court; general violations are misdemeanors under Chapter 1.28.
Frequently Asked Questions
Does Casper require a special license to open a pawnshop?
How long can a customer wait before losing pawned property?
What happens if a pawnshop keeps breaking the rules?
Is there a bond requirement to get licensed?
Sources & Official References
Other rules in Casper
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