Wylie, TX Business Licensing & Operations: Pawnbrokers (2026)

Wylie's Zoning Ordinance defines a Pawn Shop at Appendix B Section 5.2.F.17 as a facility licensed with the Consumer Credit Commissioner to loan money on the security of personal property and the sale of unclaimed property by a pawnbroker who is authorized to legally transact business in accordance with Chapter 371 of the Finance Code. The ordinance's only stated additional provision reinforces that licensing requirement: a Pawn Shop must be licensed in accordance with the Texas Finance Code Chapter 371, and as amended. The Land Use Chart in Section 5.1 lists Pawn Shop as a permitted use in one of Wylie's zoning districts at a parking ratio of one space per 250 square feet, rather than as a Special Use Permit use, so a pawnbroker locating in that district does not need a separate SUP hearing before the Planning and Zoning Commission and City Council once the state license is in hand.

Building Inspections confirms the Office of Consumer Credit Commissioner license as part of the Certificate of Occupancy review, and the shop remains subject to the state's separate recordkeeping, holding-period, and interest-rate requirements administered by the Commissioner rather than by the City. Because the use standard cross-references state law rather than setting a City-specific fee or hour restriction, most day-to-day regulation of a Wylie pawnbroker's transactions comes from the Finance Code Chapter 371 licensing regime rather than from the zoning code itself; the City's role is confirming the license is current and the location matches the permitted zoning district.