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Grand Junction, CO Environmental Rules: Flood Elevation Requirements (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Freeboard requirement
1 foot above base flood elevation
FEMA study relied on
Flood Insurance Study, Mesa County, 10/16/2012
Nonresidential alternative
Flood-proofing certified by CO engineer
LOMR-F fill properties
Same 1-foot freeboard measured pre-fill
Permit required
Floodplain Development Permit

Summary

In the City of Grand Junction, new construction in a special flood hazard area must have its lowest floor elevated at least one foot above the base flood elevation, per GJMC § 21.06.020(d)(2). Nonresidential buildings can flood-proof instead, with a Colorado-licensed engineer certifying the design.

Compliance.No structure shall be constructed, located, extended, converted, or altered without full compliance with the terms of this section and other applicable regulations. ... New construction and substantial improvement ... of any residential structure shall have the lowest floor (including basement) elevated at least one foot above the BFE. ... New construction and substantial improvement of any commercial, industrial, or other nonresidential structure shall either have the lowest floor (including basement) elevated at least one foot above the level of the BFE; or, together with attendant utility and sanitary facilities, shall: ... Be flood-proofed so that below the BFE the structure is watertight with walls being substantially impermeable to the passage of water. ... A Floodplain Development Permit shall not be issued for the construction of a new structure or addition to an existing structure on a property removed from the floodplain by the issuance of a FEMA Letter of Map Revision Based on Fill (LOMR-F), with a lowest floor elevation placed below the base flood elevation with one foot of freeboard that existed prior to the placement of fill.

Full Breakdown

Grand Junction Municipal Code § 21.06.020(c)(2) starts from a compliance baseline: no structure may be constructed, located, extended, converted, or altered without full compliance with the flood damage protection section, and no land may be developed without it. Under § 21.06.020(d)(2)(i), new construction or substantial improvement of a residential structure in a mapped special flood hazard area must have its lowest floor, including any basement, elevated at least one foot above the base flood elevation (BFE), the standard drawn from FEMA's Flood Insurance Study for Mesa County and Incorporated Areas dated October 16, 2012, and the associated Flood Insurance Rate Maps adopted by reference.

Commercial, industrial, or other nonresidential structures get an alternative path: they may either meet that same one-foot-above-BFE elevation, or be flood-proofed so the structure is watertight below the BFE, with walls substantially impermeable to water, structural components able to resist hydrostatic and hydrodynamic loads, and the whole design certified by a Colorado registered professional engineer, whose certification is reviewed by the Director. A separate one-foot freeboard rule applies to properties removed from the floodplain by a FEMA Letter of Map Revision Based on Fill: a Floodplain Development Permit will not issue for new construction there if the lowest floor sits below the base flood elevation with one foot of freeboard that existed before the fill was placed.

Violations & Fines

Constructing or substantially improving a structure in a special flood hazard area without meeting the one-foot freeboard or flood-proofing requirements is an unlawful development under GJMC § 21.13.030. The Director can withhold a Floodplain Development Permit, order a stop-work action, and pursue a civil penalty of $100 to $1,000 per offense (up to $10,000) under § 21.13.050(c), with each day of the violation counted separately.

Frequently Asked Questions

How high above the base flood elevation must a new home be built in Grand Junction?
The lowest floor, including any basement, must be elevated at least one foot above the base flood elevation for new construction or substantial improvement of a residential structure, per GJMC § 21.06.020(d)(2)(i)(A).
Can a commercial building be flood-proofed instead of elevated?
Yes. Nonresidential structures may be flood-proofed watertight below the BFE with hydrostatic-resistant walls and components, but the design must be certified by a Colorado registered professional engineer and reviewed by the Director under § 21.06.020(d)(2)(i)(B).
What flood maps does Grand Junction use to set the base flood elevation?
The City relies on FEMA's Flood Insurance Study for Mesa County and Incorporated Areas dated October 16, 2012, together with the Flood Insurance Rate Maps, both adopted by reference under § 21.06.020(c)(1).

Sources & Official References

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