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Palatine, IL Environmental Rules: Flood Elevation Requirements (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Floodplain Administrator
Village Engineer, Village of Palatine
Governing standard
FEMA Flood Insurance Study, Cook County map 17031J
Lowest floor rule
At or above the flood protection elevation
Reconstruction after damage
Elevate 2 ft above base flood elevation (residential)
Variance risk disclosure
Insurance premiums up to $25 per $100 coverage
Penalty
Stop-work order; fine per village fine schedule per day

Summary

In the Village of Palatine, Appendix B Section 6.08 designates the Village Engineer as Floodplain Administrator and requires every permit applicant in a Special Flood Hazard Area to build to the Base Flood Elevation drawn from FEMA's Cook County Flood Insurance Study map 17031J. Lowest floors, mechanical equipment, and utility meters must sit at or above the flood protection elevation before the Village Engineer signs off on the permit.

(b)Floodplain Administrator.(1)The Village Engineer is hereby designated as the Floodplain Administrator of the village's floodplain regulations and ordinances as it pertains to this section 6.08. ... (c)Base Flood Elevation.(1)The corporate authorities shall obtain, review, and reasonably utilize base flood elevation data available from Federal, State, or other sources, as criteria for requiring that substantial improvements or other development conform with the provisions of Section 6.08(C), until such time as such data has been received from the Federal Insurance Administration. Base flood data received from the Federal Insurance Administration shall take precedence over data from other sources. ... iv.All areas below the flood protection elevation shall be constructed of materials resistant to flood damage in accordance with the Federal Insurance Administration Technical Bulletin 2-93. The lowest floor (including basement) and all electrical, heating, ventilating, plumbing, and air conditioning equipment, ductwork, service equipment and utility meters shall be located at or above the flood protection elevation.

Full Breakdown

Section 6.08(b) designates the Village Engineer as the Floodplain Administrator for the village's floodplain regulations, and no development may begin in a Special Flood Hazard Area without that office's prior review and approval, on top of any other permits required elsewhere in the Village Code. Section 6.08(c) then sets the Base Flood Elevation hierarchy: the corporate authorities must first use FEMA's countywide Flood Insurance Study for Cook County, generally identified on map number 17031J with the panels covering Salt Creek and Buffalo Creek dated August 19, 2008, and fall back to IDNR-certified studies, USGS maps, or a licensed engineer's backwater model only when no FEMA data exists for the site.

Under Section 6.08(d), the lowest floor, basement, and all electrical, heating, plumbing, and air-conditioning equipment must sit at or above the flood protection elevation, built of materials resistant to flood damage per FEMA Technical Bulletin 2-93; a residential structure rebuilt after fire or other damage under Section 6.08(d)(1)(r) must be elevated two feet above the base flood elevation rather than merely floodproofed. The Floodplain Administrator can grant a variance under Section 6.08(i) only outside the regulatory floodway, and must first warn the applicant in writing that a variance lowering flood protection can raise flood-insurance premiums as high as $25 for $100 of insurance coverage.

Violations bring a stop-work order, a recorded notice of violation on the property's title, and a fine under the village fine schedule, with each day of continuing violation a separate offense.

Violations & Fines

Failing to build to the flood protection elevation, or starting work in a Special Flood Hazard Area without Floodplain Administrator approval, is a violation of Section 6.08 that the Administrator can refer for a stop-work order and, after ten days' uncorrected notice, for a Circuit Court injunction. Each day the violation continues is a separate offense fined under the village fine schedule, the Village can record a notice of violation against the property's title, and NFIP coverage can be suspended.

Frequently Asked Questions

Who administers Palatine's floodplain rules?
Appendix B Section 6.08(b) designates the Village Engineer as the Floodplain Administrator for the Village of Palatine, and no one may start development in a Special Flood Hazard Area without the Floodplain Administrator's prior review and approval, on top of any other permits required under the rest of the Village Code.
How does the Village set the Base Flood Elevation?
Section 6.08(c) directs the corporate authorities to use FEMA's countywide Flood Insurance Study for Cook County, generally identified on map number 17031J, with the panels covering Salt Creek and Buffalo Creek dated August 19, 2008, and to fall back to IDNR-certified studies, USGS maps, or a licensed engineer's backwater model only when no FEMA data exists.
How high must a house be built above the flood line?
Under Section 6.08(d), the lowest floor, basement, and all mechanical and utility equipment must sit at or above the flood protection elevation, and a residential structure rebuilt after fire or other damage under Section 6.08(d)(1)(r) must be elevated two feet above the base flood elevation rather than merely floodproofed.
What if a project cannot meet the standard?
The Floodplain Administrator can process a variance under Section 6.08(i) only outside the regulatory floodway, but must first warn the applicant in writing that a variance lowering flood protection can raise flood-insurance premiums as high as $25 for $100 of insurance coverage and increase risk to life and property.

Sources & Official References

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