Schaumburg, IL Environmental Rules: Flood Elevation Requirements (2026)
Key Facts
- Freeboard required
- 2 feet above base flood elevation
- Governing sections
- Village Code §§ 150.02, 150.05, 150.09
- BFE source
- FEMA Cook & DuPage County FIS
- Cook County FIS date
- January 23, 2026
- Enforcement
- Director of Engineering and Public Works
- Fill compaction limit
- 1-foot layers, 10 feet beyond foundation
Summary
Schaumburg ties new construction in the floodplain to the base flood elevation from the Cook and DuPage County flood insurance studies, plus a mandatory two-foot freeboard. Village Code Sections 150.02, 150.05 and 150.09 set the flood protection elevation and require lowest floors to sit at or above it.
FLOOD PROTECTION ELEVATION (FPE): The elevation of the base flood or 100-year frequency flood plus two feet (2') of freeboard at any given location in the SFHA. ... The BFE for the floodplains shall be as delineated on the base flood profiles in the countywide Flood Insurance Study of Cook and DuPage Counties, prepared by FEMA dated January 23, 2026, and August 1, 2019, respectively ... The lowest floor (including basement) shall be at or above the flood protection elevation. See definition of Flood Protection Elevation in section 150.02 of this chapter.
Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: Code of Ordinances: Supplement 56 Update 1 | Policy Manual: Supplement 20).
Full Breakdown
02 as the base flood, also called the 100-year frequency flood, plus two feet of freeboard at any given location in the special flood hazard area (SFHA). 05 pins the base flood elevation (BFE) itself to the countywide Flood Insurance Study for Cook County, dated January 23, 2026, and for DuPage County, dated August 1, 2019, both prepared by FEMA, using named FIRM panel numbers for each county. Where no BFE is available for a site, the director of engineering and public works falls back to the best existing data in the Illinois State Water Survey's Floodplain Information Repository, and for undetermined A-zone sites, engineers must run a backwater model such as HEC-II, WSP-2 or HEC-I to calculate one.
09(C) then makes the FPE the actual construction floor: every building in the SFHA must be protected below the FPE, and for a residential or non-residential building elevated on fill, permanently open foundations, piles or walls, the lowest floor including the basement, plus all electrical, heating, plumbing and air conditioning equipment, must sit at or above the flood protection elevation. Fill placed to raise a site must be laid in one-foot compacted layers and extend at least ten feet beyond the foundation before sloping below the FPE.
A structural alteration that increases first-floor area more than 20% or building value more than 50% triggers these same standards. Only a registered professional engineer's dry-floodproofing certification can substitute for elevation, and only for non-residential buildings; recreational vehicles are barred from the floodplain outright. The chapter was last amended by Ordinance 26-006, passed January 13, 2026, which updated the county study dates.
Violations & Fines
Constructing or substantially improving a building in the SFHA without meeting the Section 150.09 flood protection elevation, or without first obtaining the Section 150.06 land development permit from the village, is a violation enforced by the director of engineering and public works under Section 150.13's penalty provision. A variance from these elevation standards can only be granted by the board of trustees on the director's recommendation, and Section 150.11 requires written notice that a variance lessening protection can raise flood insurance premiums by as much as $25 per $100 of coverage.
Frequently Asked Questions
How much freeboard does Schaumburg require above base flood elevation?
Which FEMA study sets Schaumburg's base flood elevation?
What happens if no base flood elevation data exists for my lot?
Sources & Official References
Other rules in Schaumburg
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Flood Elevation Requirements in Nearby Cities
How other cities in Cook County handle flood elevation requirements.