Skip to main content
CityRuleLookup

Palatine, IL Environmental Rules: Flood Zones (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

FEMA flood zone rules in Palatine, IL, also called floodplain regulations or special flood hazard area (SFHA) rules, determine flood insurance requirements and elevation standards for new construction.

Key Facts

Governing section
Appendix B § 6.08 (Floodplain Regulations)
Floodplain Administrator
Village Engineer
Prior approval required
Before any development in the SFHA
Fill standard
10 ft beyond foundation for elevated structures
Penalty
Village fine schedule + Circuit Court injunction

Summary

Development in and near a Palatine floodplain requires review and approval by the Village Engineer, who serves as Floodplain Administrator under section 6.08 of the subdivision and site development code. No development may proceed in a special flood hazard area without that approval, and violations carry fines under the village fine schedule.

Development of land in and adjacent to floodplains or containing watercourses or drainage ways shall be in accordance with following floodplain regulations of the Village of Palatine: ... (b)Floodplain Administrator.(1)The Village Engineer is hereby designated as the Floodplain Administrator of the village's floodplain regulations and ordinances as it pertains to this section 6.08.(2)No person, firm, corporation or governmental body not exempted by law shall commence any development in the SFHA without have being first reviewed and approved by the Floodplain Administrator. ... (k)Penalty. ... b.Any person who violates this Section shall, upon conviction thereof, be fined pursuant to the village fine schedule.

Full Breakdown

Appendix B, section 6.08, Floodplain Regulations, provides that development of land in and adjacent to floodplains, or containing watercourses or drainage ways, must follow the village's floodplain regulations, which are written to comply with the National Flood Insurance Program rules at 44 CFR 59 through 79 and take precedence over the Cook County Watershed Management Ordinance where Palatine's rules are more restrictive. Subsection (b) designates the Village Engineer as Floodplain Administrator and bars any person, firm, corporation, or governmental body not exempted by law from commencing development in a special flood hazard area (SFHA) without first getting that office's review and approval, which does not excuse compliance with any other section of the Palatine Code.

The Floodplain Administrator can require hydraulic studies, elevation certificates, or floodproofing certificates before, during, and after construction, and subsection (d) sets detailed permitted-use, special-use, and prohibited-use lists for the floodplain, such as barring new residential structures in a floodway unless elevated by fill at least ten feet beyond the foundation, and barring hospitals, nursing homes, and police or fire stations from the 500-year floodplain entirely. Variances cannot be granted for anything located in a regulatory floodway, and elsewhere require the applicant to show the activity cannot be located outside the SFHA and that the relief requested is the minimum necessary.

Violations & Fines

Failing to comply with a floodplain permit or variance condition is a violation of section 6.08(k). After ten days' written notice, the village may seek a Circuit Court injunction requiring compliance, and any person who violates the section is, upon conviction, fined pursuant to the village fine schedule, with each day of continuing violation treated as a separate offense; the Floodplain Administrator can also issue a stop-work order that suspends the permit.

Frequently Asked Questions

Who approves floodplain development in Palatine?
Section 6.08(b) designates the Village Engineer as the Floodplain Administrator, and no development may begin in a special flood hazard area without that office's prior review and approval, in addition to any other required village permits.
Can I build a new house in a Palatine floodway?
Section 6.08(d)(3) bars new structures and buildings in the floodplain outside a short list of permitted and special uses, and any elevated structure must be raised by fill extending at least ten feet beyond the foundation before the grade drops below the base flood elevation.
What happens if I develop in the floodplain without approval?
Section 6.08(k) treats it as a violation subject to a fine under the village fine schedule after conviction, with each day of continuing noncompliance counted separately, and the village can seek a Circuit Court injunction or issue a stop-work order if the owner does not correct it within ten days of notice.

Sources & Official References

Other rules in Palatine

All Palatine rules

Compare Palatine to another location·View the Illinois environmental rules overview

Get notified when Flood Zones in Palatine, IL changes

We'll email you the moment we detect a change in the code. No spam, unsubscribe anytime.

We'll never sell or share your email. One-click unsubscribe in every email.

See something wrong?

Help us keep this page accurate. If you notice an error or outdated information, let us know.

Flood Zones in Nearby Cities

How other cities in Cook County handle flood zones.

Evanston, IL
Some Restrictions
Arlington Heights, IL
Some Restrictions
Oak Lawn, IL
Some Restrictions
Des Plaines, IL
Some Restrictions
Skokie, IL
Some Restrictions
Chicago, IL
Some Restrictions
Tinley Park, IL
Significant Restrictions
Orland Park, IL
Heavy Restrictions