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Coon Rapids, MN Environmental Rules: Flood Elevation Requirements (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Freeboard
Two feet above the regional flood elevation
Fill extent
Extends at least 15 feet beyond structure
Fill elevation floor
No lower than one foot below RFPE
Accessory exception
Structures under 576 sf may floodproof instead
Certification
Registered engineer, architect, or surveyor must certify
Penalty
Misdemeanor under Section 11-1101.12(1)

Summary

Coon Rapids sets its regulatory flood protection elevation (RFPE) at two feet above the regional flood elevation, the local freeboard standard under Section 11-1101.2(4). In the Flood Fringe District, Section 11-1101.5(2)(a) requires every structure, including accessory buildings, to sit on fill reaching that RFPE, with the fill extending at least 15 feet beyond the structure's outside walls.

(4)Regulatory Flood Protection Elevation. The regulatory flood protection elevation (RFPE) is an elevation no lower than two feet above the elevation of the regional flood plus any increases in flood elevation caused by encroachments on the floodplain that result from designation of a floodway. ... (2)Standards for Flood Fringe Permitted Uses.(a)All structures, including accessory structures, must be elevated on fill so that the lowest floor, as defined, is at or above the regulatory flood protection elevation. The finished fill elevation for structures must be no lower than one foot below the regulatory flood protection elevation and the fill must extend at the same elevation at least 15 feet beyond the outside limits of the structure.

Full Breakdown

The regulatory flood protection elevation, defined in Section 11-1101.2(4), is never lower than two feet above the elevation of the regional (one percent annual chance) flood, plus any rise caused by floodway encroachments. That two-foot freeboard applies citywide across the Floodway, Flood Fringe, and General Floodplain Districts. In the Flood Fringe District, Section 11-1101.5(2)(a) requires the lowest floor of every structure, including accessory buildings, to sit at or above the RFPE on compacted fill, with the finished fill elevation no more than one foot below the RFPE and extending at least 15 feet beyond the building's outside limits.

All service utilities, including ductwork, must be elevated or watertight. An accessory structure of 576 square feet or less can skip elevation and instead be internally floodproofed to the FP-3 or FP-4 classifications of the State Building Code under Section 11-1101.4(4)(c), with automatic flood-venting openings sized at one square inch per square foot of enclosed area. In the Floodway District itself, Section 11-1101.4(4)(c)(iii) requires accessory structures to be elevated on fill or dry-floodproofed to the FP-1 or FP-2 classification, with mechanical and utility equipment raised to or above the RFPE.

Residential basements are barred below the RFPE in the Flood Fringe District under Section 11-1101.5(4)(b), and nonresidential basements below that line must be structurally dry floodproofed under Section 11-1101.5(4)(c). As-built fill and floodproofing elevations must be certified by a registered professional engineer, architect, or land surveyor under Section 11-1101.10(2)(d), and the Director keeps a permanent record of every structure's lowest-floor elevation.

Violations & Fines

Building below the two-foot RFPE freeboard without the required fill, floodproofing, or certification violates Section 11-1101 and is a misdemeanor under Section 11-1101.12(1). The City can also order corrective construction, require an after-the-fact permit within 30 days, or notify FEMA, which can raise flood insurance premiums as high as $25 per $100 of coverage for a structure built below the RFPE, per the Director's mandatory variance notice under Section 11-1101.10(3)(d).

Frequently Asked Questions

How much freeboard does Coon Rapids require above the base flood elevation?
Two feet. Section 11-1101.2(4) sets the regulatory flood protection elevation at no lower than two feet above the regional flood elevation, plus any rise from floodway encroachments, and every structure in the Flood Fringe District must meet it under Section 11-1101.5(2)(a).
Can I build a basement in the Coon Rapids Flood Fringe District?
Not a residential one below the RFPE. Section 11-1101.5(4)(b) bars residential basement construction below the regulatory flood protection elevation, and any nonresidential basement placed below that line must be structurally dry floodproofed to the FP-1 or FP-2 classification under Section 11-1101.5(4)(c).
Does a small shed have to meet the two-foot freeboard rule?
Not necessarily. Section 11-1101.4(4)(c) and 11-1101.5(2)(a)(ii) let an accessory structure of 576 square feet or less skip elevation on fill if it is internally floodproofed to the FP-3 or FP-4 classification, with automatic flood-venting openings on at least two walls.
Who has to certify that my fill meets the RFPE?
A registered professional engineer, architect, or land surveyor. Section 11-1101.10(2)(d) requires that certification before the Director will sign off, and the Director keeps a permanent record of the certified lowest-floor elevation for every structure in the floodplain.

Sources & Official References

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