HOA Fines & Enforcement
HOA Rules
Statutory caps on HOA fine amounts, notice-and-hearing requirements before fines can be assessed, and how unpaid fines become liens against the property.
How HOA Fines & Enforcement Rules Differ by Place
Brentwood, CA: Hoa: Hoa Fines
Few RestrictionsHOA fines in Brentwood are governed by Davis-Stirling. Civil Code 5855 requires written notice and a due-process hearing before any discipline, Civil Code 5850 requires a published…
Concord, CA: Hoa: Hoa Fines
Few RestrictionsHOAs in Concord may impose monetary penalties on members under Civil Code 5850 only after adopting a written schedule of fines, providing 10 days' written notice of the alleged…
Contra Costa County, CA: Hoa: Hoa Fines
Few RestrictionsHOAs in Contra Costa County may impose fines for CC&R violations only after adopting a schedule of monetary penalties, providing notice, and holding a disciplinary hearing per Civil…
Antioch, CA: Hoa: Hoa Fines
Some RestrictionsAntioch HOAs that fine homeowners must follow strict due process rules under Civil Code Sections 5850 and 5855: a published fine schedule, written notice of the alleged violation, a…
Pittsburg, CA: Hoa: Hoa Fines
Some RestrictionsCalifornia Civil Code sections 5850 and 5855 require every Pittsburg HOA to adopt a written schedule of monetary penalties and to give the homeowner notice and an opportunity for a…
Thousand Oaks, CA: Thousand Oaks Bars HOA Drought Watering Fines
Some RestrictionsThousand Oaks prohibits homeowner associations from fining residents for cutting back on lawn watering during a declared drought. Under TOMC § 10-2.1104(m), an HOA cannot assess a fine…
HOA Fines & Enforcement Rules by State
Statewide law governs this topic in many states. Each entry links to that state's full page.
Alabama
Some RestrictionsAlabama sets no maximum dollar figure for a homeowners' association fine. Ala. Code § 35-20-11 lets a board assess only "reasonable penalties," only to the extent the declaration and…
Alaska
Some RestrictionsAlaska sets no dollar ceiling on a homeowners association fine, but AS 34.08.320(a)(11) lets an association levy one only "after notice and an opportunity to be heard," and only if the…
Arizona
Some RestrictionsArizona law caps how much a homeowners association can fine a member and forces the board to give notice and a hearing first. A.R.S. § 33-1803 limits late charges on an unpaid penalty…
Arkansas
Some RestrictionsArkansas has never passed a homeowners' association act, so no statute caps what an Arkansas association may fine you, sets a cure period, or requires a hearing before a monetary…
California
Some RestrictionsCalifornia law caps homeowners association fines at $100 per violation or the amount listed in the association's published penalty schedule, whichever is less. Civil Code section 5850…
Colorado
Some RestrictionsColorado's Common Interest Ownership Act sets statewide due-process and dollar limits on how condo and homeowner associations fine owners and collect delinquent accounts, with one…
Connecticut
Some RestrictionsConnecticut law lets an association levy reasonable fines for rule violations and charge interest or late fees on overdue assessments, but only after giving the unit owner notice and…
Delaware
Some RestrictionsDelaware puts no dollar cap on a homeowners association fine. What it caps is the process. Under 25 Del. C. § 81-302(a)(11) an association may levy only reasonable fines for violations…
District of Columbia
Some RestrictionsThe D.C. Condominium Act expressly authorizes a unit owners' association to impose late charges and to fine owners for rule violations, but only after notice and an opportunity to be…
Florida
Heavy RestrictionsUnder Fla. Stat. § 720.305, a Florida HOA may fine up to $100 per violation and $1,000 in the aggregate unless the governing documents allow more. The association must give at least 14…
Georgia
Some RestrictionsA Georgia property owners' association may fine a lot owner only if its recorded instrument gives it that power, and since July 1, 2024 a fine can never affect voting rights. The…
Hawaii
Few RestrictionsHawaii's Planned Community Associations law, Haw. Rev. Stat. Chapter 421J, contains no statute authorizing fines, capping fine amounts, or prescribing notice or hearing procedures…
Idaho
Some RestrictionsIdaho Code § 55-3206 bars any HOA fine unless the authority to fine is 'clearly set forth in the covenants and restrictions.' The board must vote by majority and give at least 30 days'…
Illinois
Some RestrictionsIllinois puts no dollar limit on association fines. Both statutes say only that the board may levy reasonable fines, and neither sets a maximum, a daily cap or a cure period. What…
Indiana
Few RestrictionsIndiana has no statute granting HOAs fining power or capping fine amounts. Authority to fine must come from the recorded declaration, bylaws, or rules; if the governing documents do…
Iowa
Significant RestrictionsIowa sets no dollar cap on a homeowners association fine and requires no notice, cure period or hearing before one is imposed. The amount and the process come from your declaration and…
Kansas
Significant RestrictionsKansas sets no dollar cap on a homeowners association fine, requires no notice-and-hearing before one is imposed, and grants no statutory cure period. The Kansas Uniform Common…
Kentucky
Some RestrictionsKentucky sets no maximum dollar amount for a homeowners association fine, but since the Planned Community Act took effect on June 29, 2023 a board must give the lot owner written…
Louisiana
Significant RestrictionsLouisiana sets no dollar limit on homeowners association fines and requires no hearing before one is imposed. R.S. 9:1141.20(A)(2)(l) of the Louisiana Planned Community Act simply…
Maine
Some RestrictionsMaine puts no dollar cap on association fines. 33 M.R.S. § 1603-102(a)(11) lets a condominium unit owners association levy reasonable fines for violations of the declaration, bylaws…
Maryland
Some RestrictionsMaryland Real Property § 11B-111.10 bars a homeowners association board from imposing a fine, suspending voting, or infringing any other right of a lot owner or occupant for a rules…
Massachusetts
Significant RestrictionsMassachusetts gives a condominium's organization of unit owners express statutory power to levy fines, and attaches almost no conditions to it. M.G.L. c. 183A, § 10(b)(5) authorizes…
Michigan
Some RestrictionsThe Michigan Condominium Act lets associations levy fines, but only after due process. Under MCL 559.206 a condo association may impose late charges and, after notice and a hearing…
Minnesota
Significant RestrictionsMinnesota Statutes section 515B.3-102(a)(11) lets a common interest community association levy reasonable fines for violations of the declaration, bylaws, and rules, but only after…
Mississippi
Significant RestrictionsMississippi has no statute capping what a homeowners association may fine a member, no required notice-and-hearing procedure before a fine is levied, and no statutory cure period. The…
Missouri
Some RestrictionsMissouri sets no dollar cap on association fines and has no general homeowners-association act, so a subdivision HOA's fine power comes from its own indenture. Condominiums are…
Montana
Light RestrictionsMontana has never enacted a homeowners' association fine statute. There is no dollar cap, no statutory schedule, no required cure period, and no statutory notice-and-hearing step…
Nebraska
Some RestrictionsNebraska sets no dollar ceiling on association fines. Neb. Rev. Stat. § 76-860(a)(11) lets a condominium unit owners association levy "reasonable fines" for violations of the…
Nevada
Some RestrictionsFor a violation of the governing documents that does not pose an imminent threat of causing a substantial adverse effect on health, safety or welfare, NRS 116.31031 limits a Nevada…
New Hampshire
Some RestrictionsNew Hampshire's Condominium Act does not set a fine cap. A condo association's enforcement and rule-making powers flow from its bylaws under RSA 356-B:35, and violations are enforced…
New Jersey
Some RestrictionsN.J.S.A. 46:8B-15(f) lets a New Jersey condominium association impose reasonable fines only if the master deed or bylaws authorize it, and then caps each fine at the maximum monetary…
New Mexico
Some RestrictionsNew Mexico sets no dollar cap on HOA fines, but NMSA 47-16-18 lets an association levy only 'reasonable fines' and only after written notice and an opportunity to dispute. Before a…
North Carolina
Some RestrictionsNorth Carolina's G.S. 47F-3-107.1 requires due process before an HOA can fine an owner. A hearing must be held before the executive board or an adjudicatory panel, with notice of the…
North Dakota
Some RestrictionsNorth Dakota has no statute that caps association fines, sets a fine schedule, or requires a hearing before a monetary penalty. Section 47-04.1-08 of the Century Code instead makes…
Ohio
Some RestrictionsOhio's Planned Community Law lets a homeowners association bill a lot owner an "enforcement assessment" (the statute's term for an HOA fine) only when the declaration authorizes it…
Oklahoma
Significant RestrictionsOklahoma has no statutory ceiling on what a homeowner association may charge for a covenant violation, no required notice-and-hearing procedure before a charge is levied, and no…
Oregon
Heavy RestrictionsOregon HOAs may levy reasonable fines for violations of the declaration, bylaws, or rules, but only after written notice and an opportunity to be heard, and only when based on a fine…
Pennsylvania
Significant RestrictionsPennsylvania sets no dollar ceiling on a homeowners association fine. Under the Uniform Planned Community Act, 68 Pa.C.S. § 5302(a)(11), an association may levy "reasonable fines" for…
Rhode Island
Some RestrictionsRhode Island law lets a condominium executive board fine a unit owner, but it caps the amount: no more than $100 per day for a continuing violation in a residential condominium and no…
South Carolina
Significant RestrictionsSouth Carolina sets no dollar cap on homeowners association fines and requires no notice, hearing or cure period before one is imposed. The Homeowners Association Act, S.C. Code…
South Dakota
Some RestrictionsSouth Dakota has no statute that caps an association fine, requires notice and a hearing before one is imposed, sets a cure period, or creates an automatic lien for unpaid amounts…
Tennessee
Significant RestrictionsTennessee sets no dollar cap on association fines. The only fining statute in the state is T.C.A. § 66-27-402(a)(11) in the Tennessee Condominium Act of 2008, which lets a unit owners'…
Texas
Some RestrictionsTexas Property Code Chapter 209 governs HOA fines, but only for mandatory-membership subdivisions; condos fall under Chapter 82 instead. State law sets no dollar cap on a fine, only a…
Utah
Some RestrictionsUtah Code § 57-8a-208 puts no dollar limit on an association fine. Subsection (3)(b) says only that the fine shall be in the amount provided for in the association's governing…
Vermont
Some RestrictionsVermont's fine power comes from 27A V.S.A. § 3-102(a)(11), which lets a unit owners' association impose reasonable fines for violations of the declaration, bylaws, and rules, but only…
Virginia
Some RestrictionsVirginia caps association fines by statute. Under Va. Code § 55.1-1819 D a charge may not exceed $50 for a single offense or $10 per day for a continuing offense, and a continuing…
Washington
Heavy RestrictionsBoth Washington regimes let HOAs impose reasonable fines, but only after notice and an opportunity to be heard and only under a fine schedule already adopted by the board and furnished…
West Virginia
Some RestrictionsWest Virginia puts no dollar ceiling on a homeowners association fine. W. Va. Code § 36B-3-102(a)(11), part of the Uniform Common Interest Ownership Act adopted at Chapter 36B, lets a…
Wisconsin
Some RestrictionsWisconsin sets no dollar cap on association fines and requires no hearing before one is imposed. For condominiums, Wis. Stat. § 703.24(2) makes a unit owner liable for any charges…
Wyoming
Few RestrictionsWyoming has no homeowners association act and no statute that caps an association fine, requires a hearing before one, sets a cure period, or turns an unpaid fine into a lien. The…
Cities & Counties with HOA Fines & Enforcement Rules
25 locations
California
District of Columbia
Other HOA Rules Topics
Board Procedures
Rules governing HOA board meetings, elections, transparency requirements, and voting procedures for homeowners.
Architectural Review
Standards and approval processes for exterior modifications including paint colors, additions, fencing, landscaping changes, and solar panel installation.
Assessment & Dues
Rules about regular assessments, special assessments, collection procedures, late fees, and what happens when homeowners fall behind on dues.
Dispute Resolution
Processes for resolving conflicts between homeowners and the HOA board, including mediation requirements, hearing procedures, and state oversight.
CC&R Enforcement
How covenants, conditions, and restrictions are enforced, including violation notices, fines, lien authority, and legal remedies available to HOAs and homeowners.
HOA Disputes
Internal dispute-resolution processes required by statute, ombuds programs, and when a homeowner can sue the board directly without exhausting internal remedies.
Lien & Foreclosure Limits
What an association must clear before it can foreclose on a home for unpaid assessments: minimum debt thresholds, waiting periods, mandatory notice and payment-plan offers, and the…
Board Governance
Governance structure of the HOA (board composition, term lengths, election procedures), open-meeting requirements, and member voting rights under state statutes.
Flag Display Rights
When an association may restrict flags on a lot and when it may not, the federal floor protecting the American flag, and state statutes extending that protection to state, military…
Clotheslines & Energy Devices
Right-to-dry statutes that void covenants banning outdoor clotheslines and drying racks, plus the broader energy-device provisions covering heat pumps, rain barrels, and similar…
EV Charger Rights
Statutory rights to install an electric vehicle charging station in a deeded or exclusive-use parking space, the approval conditions an association may still attach, and who carries…
Drought Landscaping Rights
Laws barring an association from requiring live turf or fining a homeowner for a brown lawn during declared drought or water restrictions, and the water-efficient and native…
Rental Restriction Limits
How far an association may go in banning or capping leasing, grandfathering for owners who already rent, minimum-lease-term and cap-percentage rules, and the member vote thresholds…