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Kokomo, IN Parking Rules: Loading Zones (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Freight loading limit
15 minutes maximum stop
Passenger zone limit
3 minutes (§ 72.03)
Backing permit
Required from Traffic Commission
Base fine
$15 (§ 72.99(A))
Late penalty
+$15 after 30 unpaid days
Zone creation
Common Council ordinance required

Summary

In the City of Kokomo, a vehicle stopped in a marked loading zone can only load or unload freight, and that stop cannot exceed 15 minutes under Kokomo Code of Ordinances § 72.02. Passenger loading zones cap stops at three minutes under § 72.03. Businesses that want a new loading zone must petition the Traffic Commission, which forwards a recommendation to the Common Council for adoption by ordinance under § 72.08.

§ 72.02 LOADING ZONES; PERMIT FOR BACKING.

(A) No person shall stop, stand, or park a vehicle for any purpose or length of time other than the expeditious unloading and delivery or pickup and loading of materials in any place marked as a loading zone during hours when the provisions applicable to loading zones are in effect. In no case shall the stop for loading or unloading of materials exceed 15 minutes.

(B) Where stopping for the purpose of loading or unloading of merchandise or materials is permitted, vehicles used for the transportation of merchandise or materials may back into the curb to take on or discharge loads when the owner of such vehicle holds a permit issued by the Traffic Commission granting him such privilege and such permit shall be either in the possession of the driver or on the vehicle at the time such vehicle is backed against the curb to take on or discharge a load and it shall be unlawful for any owner or driver to violate any of the terms or conditions of any such special permit.

Full Breakdown

Kokomo Code of Ordinances § 72.02(A) limits any stop in a marked loading zone to the expeditious loading, unloading, delivery, or pickup of materials, and sets a hard 15-minute ceiling regardless of purpose. Section 72.02(B) lets a delivery vehicle back into the curb to load or unload only if its owner holds a backing permit issued by the Traffic Commission; the permit must be in the driver's possession or on the vehicle when it backs against the curb, and violating any permit term is unlawful for both owner and driver.

Passenger loading zones, governed by § 72.03, cap a stop at three minutes for boarding or alighting passengers only. Parking in an alley is limited to loading or unloading under § 72.04. To create a new loading zone, § 72.08 requires an application to the Traffic Commission describing the proposed location and the reasons it is needed; the Commission hears interested parties at its regular monthly meeting, then forwards its written recommendation to the City Clerk, who places it on the Common Council's agenda. The Common Council must adopt the zone, its location, and its hours of restriction by ordinance, and after the Mayor's approval and publication, the Traffic Commission installs the signs and markings.

Outside marked fire lanes, § 72.46 separately lets a business use the area next to its loading dock or rear service entrance for delivery trucks and customer pickups of bulky merchandise, provided the customer's driver stays with the vehicle during loading.

Violations & Fines

Violating § 72.02 carries the general parking penalty in § 72.99(A): a person who timely appears at the Traffic Division office pays a $15 fee, admits the charge in writing, and waives a court hearing. Anyone who fails to pay the assessed fee or formally deny the violation within 30 days of the ticket is charged an additional $15 penalty under § 72.99(C), on top of the original fine.

Frequently Asked Questions

How long can I stop in a marked Kokomo loading zone?
Under § 72.02(A) of the Kokomo Code of Ordinances, a stop in a marked loading zone is limited to the expeditious loading, unloading, delivery, or pickup of materials, and in no case may the stop exceed 15 minutes. Passenger loading zones are stricter, capping a stop at three minutes under § 72.03 for boarding or discharging riders only.
Can a delivery truck back up to the curb in a Kokomo loading zone?
Yes, but only if the vehicle's owner holds a backing permit issued by the Traffic Commission under § 72.02(B). The permit must be in the driver's possession or on the vehicle at the time it backs against the curb, and violating any of the permit's terms is unlawful for both the owner and the driver.
Who decides where new loading zones go in Kokomo?
A business or resident must apply to the Traffic Commission under § 72.08, describing the proposed location and why it is needed. The Commission reviews it at a monthly meeting and sends a recommendation to the City Clerk, but only the Common Council can create the zone, by ordinance approved by the Mayor.
What happens if I don't pay a Kokomo loading zone ticket?
Section 72.99(A) sets the base fine at $15, paid at the Traffic Division with a written admission and waiver of a court hearing. If the fee is not paid or the violation is not formally denied within 30 days, § 72.99(C) adds a further $15 penalty on top of the original fine.

Sources & Official References

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