Kenner, LA Short-Term Rentals: Insurance Requirements (2026)

Kenner's lodging accommodation license application, required under Unified Development Code § 12.16(e)(1), forces every short-term rental owner or operator to submit proof of general liability coverage of $500,000.00 or more, verified with a current insurance certificate, before Inspections and Code Enforcement will issue or renew the license. The requirement travels with strict notice rules: the insurance company or policyholder must give the department ten days' notice by e-mail or certified mail of any expiration or cancellation of that policy. If a cancellation notice is received, the license holder must furnish satisfactory evidence of replacement legal liability coverage before the first seven of those ten days run out.

A second cancellation notice within any twelve-month period triggers a heightened obligation: the insurance company must take action in writing to prevent any future lapse, and the license itself can still be revoked regardless of what the company does or says. This sits inside the broader application package alongside the $750.00 nonrefundable annual processing fee, ownership affidavits, the required neighborhood brochure, and property photographs, all reviewed by the Inspections and Code Enforcement department before a lodging accommodation license is granted for a short-term rental in Kenner.